:root {
  --primary-orange: #FF8C42;
  --secondary-orange: #FF6B1A;
  --dark-orange: #E56F1A;
  --light-orange: #FFB380;
  --very-light-orange: #FFF3ED;
  --dark-gray: #2C3E50;
  --medium-gray: #5A6C7D;
  --light-gray: #95A5A6;
  --very-light-gray: #F8F9FA;
  --white: #FFFFFF;
  --text-dark: #1A202C;
  --text-light: #718096;
  --border-color: #E2E8F0;
  --success: #48BB78;
  --error: #F56565;
  --success-light: #C6F6D5;
  --error-light: #FED7D7;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Roboto', 'Oxygen', 'Ubuntu', 'Cantarell', 'Fira Sans', 'Droid Sans', 'Helvetica Neue', sans-serif;
  line-height: 1.6;
  color: var(--text-dark);
  background: var(--white);
}

/* Loading mechanism styles */
.dynamic-content {
    opacity: 0;
    transition: opacity 0.4s ease-in-out;
}
.dynamic-content.loaded {
    opacity: 1;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.top-banner {
  background: var(--dark-gray);
  color: var(--white);
  padding: 12px 0;
  font-size: 14px;
}

.banner-content {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 32px;
  flex-wrap: wrap;
}

.banner-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--white);
  text-decoration: none;
  transition: opacity 0.3s ease;
}

.banner-item:hover {
  opacity: 0.8;
}

.header {
  background: var(--white);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
  position: sticky;
  top: 0;
  z-index: 1000;
}

.navbar {
  padding: 16px 0;
}

.nav-wrapper {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 8px;
}

.logo-text {
  font-size: 22px;
  font-weight: 700;
  color: var(--dark-gray);
}

.nav-items {
  display: flex;
  align-items: center;
  gap: 32px;
}

.nav-menu {
  display: flex;
  list-style: none;
  gap: 28px;
  align-items: center;
}

.nav-menu a {
  text-decoration: none;
  color: var(--dark-gray);
  font-weight: 500;
  font-size: 15px;
  transition: color 0.3s ease;
  position: relative;
}

.nav-menu a:hover,
.nav-menu a.active {
  color: var(--primary-orange);
}

.nav-menu a.active::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  right: 0;
  height: 2px;
  background: var(--primary-orange);
}

.btn-nav-cta {
  background: var(--primary-orange);
  color: var(--white);
  padding: 10px 24px;
  border-radius: 6px;
  text-decoration: none;
  font-weight: 600;
  font-size: 14px;
  transition: all 0.3s ease;
  border: 2px solid var(--primary-orange);
}

.btn-nav-cta:hover {
  background: var(--dark-orange);
  border-color: var(--dark-orange);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(255, 140, 66, 0.3);
}

.mobile-menu-toggle {
  display: none;
  flex-direction: column;
  gap: 4px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}

.mobile-menu-toggle span {
  width: 25px;
  height: 3px;
  background: var(--dark-gray);
  border-radius: 2px;
  transition: all 0.3s ease;
}

.mobile-menu-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.mobile-menu-toggle.active span:nth-child(2) {
  opacity: 0;
}

.mobile-menu-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(7px, -6px);
}

.hero {
  background-size: cover;
  background-position: center;
  min-height: 600px;
  position: relative;
  display: flex;
  align-items: center;
  padding: 80px 0;
}

.hero-background {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(0, 0, 0, 0.5);
  z-index: 1;
}

.hero .container {
  position: relative;
  z-index: 2;
}

.hero-content {
  max-width: 700px;
  color: var(--white);
  margin-bottom: 48px;
}

.hero-title {
  font-size: 48px;
  font-weight: 700;
  margin-bottom: 20px;
  line-height: 1.2;
}

.hero-subtitle {
  font-size: 18px;
  line-height: 1.7;
  margin-bottom: 32px;
  opacity: 0.95;
}

.btn-hero {
  display: inline-block;
  background: var(--primary-orange);
  color: var(--white);
  padding: 16px 40px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 600;
  font-size: 16px;
  transition: all 0.3s ease;
  border: 2px solid var(--primary-orange);
}

.btn-hero:hover {
  background: transparent;
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(255, 140, 66, 0.4);
}

.hero-info-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: 900px;
}

.hero-info-card {
  background: var(--white);
  padding: 32px 28px;
  border-radius: 16px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
  transition: all 0.3s ease;
  border: 1px solid rgba(255, 140, 66, 0.1);
}

.hero-info-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 16px 40px rgba(255, 140, 66, 0.2);
  border-color: var(--primary-orange);
}

.hero-info-number {
  font-size: 40px;
  font-weight: 700;
  color: var(--primary-orange);
  margin-bottom: 12px;
  line-height: 1;
}

.hero-info-text h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--dark-gray);
  margin-bottom: 8px;
  letter-spacing: -0.02em;
}

.hero-info-text p {
  font-size: 14px;
  color: var(--text-light);
  margin: 0;
  line-height: 1.5;
}

.hero-info-email {
  font-size: 14px;
  margin-top: 4px;
  color: var(--medium-gray);
  font-weight: 500;
}

.page-hero {
  position: relative;
  min-height: 450px;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.page-hero-image {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: 1;
}

.page-hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(135deg, rgba(44, 62, 80, 0.9) 0%, rgba(255, 140, 66, 0.7) 100%);
  z-index: 2;
}

.page-hero .container {
  position: relative;
  z-index: 3;
}

.page-hero-content {
  max-width: 700px;
  color: var(--white);
}

.page-hero-badge {
  display: inline-block;
  background: rgba(255, 255, 255, 0.2);
  padding: 8px 16px;
  border-radius: 20px;
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 16px;
  backdrop-filter: blur(10px);
}

.page-hero h1 {
  font-size: 48px;
  font-weight: 700;
  margin-bottom: 16px;
  line-height: 1.2;
}

.page-hero p {
  font-size: 18px;
  line-height: 1.7;
  margin-bottom: 28px;
  opacity: 0.95;
}

.section-header {
  text-align: center;
  margin-bottom: 56px;
}

.section-header h2 {
  font-size: 38px;
  font-weight: 700;
  color: var(--dark-gray);
  margin-bottom: 12px;
}

.section-header p {
  font-size: 18px;
  color: var(--text-light);
}

.services-section {
  padding: 80px 0;
  background: var(--very-light-gray);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
  margin-bottom: 48px;
}

.service-card {
  background: var(--white);
  padding: 40px;
  border-radius: 12px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.08);
  transition: all 0.3s ease;
}

.service-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 32px rgba(255, 140, 66, 0.15);
}

.service-icon {
  width: 72px;
  height: 72px;
  background: var(--very-light-orange);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
}

.service-icon svg {
  color: var(--primary-orange);
}

.service-card h3 {
  font-size: 24px;
  color: var(--dark-gray);
  margin-bottom: 12px;
}

.service-card p {
  color: var(--text-light);
  line-height: 1.7;
  margin-bottom: 20px;
}

.service-link {
  color: var(--primary-orange);
  text-decoration: none;
  font-weight: 600;
  transition: gap 0.3s ease;
  display: inline-flex;
  align-items: center;
}

.service-link:hover {
  gap: 8px;
}

.services-cta {
  text-align: center;
}

.btn-cta {
  display: inline-block;
  background: var(--primary-orange);
  color: var(--white);
  padding: 14px 32px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 600;
  font-size: 16px;
  transition: all 0.3s ease;
}

.btn-cta:hover {
  background: var(--dark-orange);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(255, 140, 66, 0.3);
}

.btn-cta-outline {
  display: inline-block;
  background: transparent;
  color: var(--primary-orange);
  padding: 14px 32px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 600;
  font-size: 16px;
  border: 2px solid var(--primary-orange);
  transition: all 0.3s ease;
}

.btn-cta-outline:hover {
  background: var(--primary-orange);
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(255, 140, 66, 0.3);
}

.stats-section {
  padding: 80px 0;
  background: var(--very-light-orange);
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
  margin-bottom: 48px;
}

.stat-card {
  text-align: center;
  padding: 32px;
  background: var(--white);
  border-radius: 12px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.06);
  transition: all 0.3s ease;
}

.stat-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 12px 32px rgba(255, 140, 66, 0.15);
}

.stat-number {
  font-size: 52px;
  font-weight: 700;
  color: var(--primary-orange);
  margin-bottom: 8px;
  line-height: 1;
}

.stat-label {
  font-size: 16px;
  color: var(--medium-gray);
  font-weight: 500;
}

.stats-cta {
  text-align: center;
}

.process-section {
  padding: 80px 0;
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
}

.process-card {
  text-align: center;
  padding: 32px 24px;
}

.process-number {
  width: 64px;
  height: 64px;
  background: var(--primary-orange);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  font-weight: 700;
  margin: 0 auto 24px;
}

.process-card h3 {
  font-size: 22px;
  color: var(--dark-gray);
  margin-bottom: 12px;
}

.process-card p {
  color: var(--text-light);
  line-height: 1.7;
}

.testimonials-section {
  padding: 80px 0;
  background: var(--very-light-gray);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.testimonial-card {
  background: var(--white);
  padding: 32px;
  border-radius: 12px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.06);
  transition: all 0.3s ease;
}

.testimonial-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 12px 32px rgba(255, 140, 66, 0.15);
}

.testimonial-stars {
  color: var(--primary-orange);
  font-size: 20px;
  margin-bottom: 16px;
}

.testimonial-text {
  color: var(--text-dark);
  line-height: 1.7;
  margin-bottom: 20px;
  font-style: italic;
}

.testimonial-author {
  font-weight: 600;
  color: var(--dark-gray);
}

.cta-section {
  padding: 80px 0;
  background: linear-gradient(135deg, var(--primary-orange) 0%, var(--secondary-orange) 100%);
}

.cta-content {
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
  color: var(--white);
}

.cta-content h2 {
  font-size: 38px;
  font-weight: 700;
  margin-bottom: 16px;
}

.cta-content p {
  font-size: 18px;
  margin-bottom: 32px;
  opacity: 0.95;
}

.btn-cta-white {
  display: inline-block;
  background: var(--white);
  color: var(--primary-orange);
  padding: 16px 40px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 600;
  font-size: 16px;
  transition: all 0.3s ease;
}

.btn-cta-white:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
}

.benefits-section {
  padding: 80px 0;
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
}

.benefit-card {
  text-align: center;
  padding: 32px 20px;
  border-radius: 12px;
  background: var(--very-light-gray);
  transition: all 0.3s ease;
}

.benefit-card:hover {
  background: var(--very-light-orange);
  transform: translateY(-5px);
}

.benefit-icon {
  width: 72px;
  height: 72px;
  background: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
}

.benefit-icon svg {
  color: var(--primary-orange);
}

.benefit-card h3 {
  font-size: 18px;
  color: var(--dark-gray);
  margin-bottom: 10px;
}

.benefit-card p {
  color: var(--text-light);
  line-height: 1.6;
  font-size: 14px;
}

.plans-section {
  padding: 80px 0;
  background: var(--very-light-gray);
}

.plans-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.plan-card {
  background: var(--white);
  padding: 40px 32px;
  border-radius: 12px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.08);
  transition: all 0.3s ease;
  position: relative;
}

.plan-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 16px 48px rgba(255, 140, 66, 0.2);
}

.plan-featured {
  border: 3px solid var(--primary-orange);
  transform: scale(1.05);
}

.plan-featured:hover {
  transform: scale(1.05) translateY(-8px);
}

.plan-recommended {
  position: absolute;
  top: -16px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--primary-orange);
  color: var(--white);
  padding: 6px 20px;
  border-radius: 20px;
  font-size: 13px;
  font-weight: 600;
}

.plan-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 16px;
}

.plan-card h3 {
  font-size: 26px;
  color: var(--dark-gray);
}

.plan-badge {
  background: var(--very-light-orange);
  color: var(--primary-orange);
  padding: 4px 12px;
  border-radius: 12px;
  font-size: 12px;
  font-weight: 600;
}

.plan-description {
  color: var(--text-light);
  margin-bottom: 24px;
  line-height: 1.6;
}

.plan-features {
  list-style: none;
  margin-bottom: 32px;
}

.plan-features li {
  padding: 10px 0;
  border-bottom: 1px solid var(--border-color);
  color: var(--text-dark);
  font-size: 14px;
  position: relative;
  padding-left: 24px;
}

.plan-features li:last-child {
  border-bottom: none;
}

.plan-features li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--success);
  font-weight: 700;
}

.btn-plan {
  display: block;
  width: 100%;
  text-align: center;
  background: transparent;
  color: var(--primary-orange);
  padding: 14px 24px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 600;
  border: 2px solid var(--primary-orange);
  transition: all 0.3s ease;
}

.btn-plan:hover {
  background: var(--primary-orange);
  color: var(--white);
}

.btn-plan-primary {
  background: var(--primary-orange);
  color: var(--white);
}

.btn-plan-primary:hover {
  background: var(--dark-orange);
  border-color: var(--dark-orange);
}

.coverage-section {
  padding: 80px 0;
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.coverage-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 16px;
  background: var(--very-light-gray);
  border-radius: 8px;
  transition: all 0.3s ease;
}

.coverage-item:hover {
  background: var(--very-light-orange);
  transform: translateX(5px);
}

.coverage-item svg {
  color: var(--success);
  flex-shrink: 0;
}

.coverage-item span {
  font-weight: 500;
  color: var(--text-dark);
}

.faq-section {
  padding: 80px 0;
  background: var(--very-light-gray);
}

.faq-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

.faq-item {
  background: var(--white);
  padding: 32px;
  border-radius: 12px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
}

.faq-item h3 {
  font-size: 20px;
  color: var(--dark-gray);
  margin-bottom: 12px;
}

.faq-item p {
  color: var(--text-light);
  line-height: 1.7;
}

.calculator-section {
  padding: 80px 0;
}

.calculator-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
  background: var(--very-light-gray);
  padding: 56px;
  border-radius: 16px;
}

.calculator-content h2 {
  font-size: 32px;
  color: var(--dark-gray);
  margin-bottom: 16px;
}

.calculator-content p {
  color: var(--text-light);
  line-height: 1.7;
  margin-bottom: 28px;
}

.calculator-factors {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-bottom: 32px;
}

.factor-item {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 500;
  color: var(--text-dark);
}

.factor-item svg {
  color: var(--success);
  flex-shrink: 0;
}

.calculator-image img {
  width: 100%;
  height: 400px;
  object-fit: cover;
  border-radius: 12px;
}

.contact-section {
  padding: 80px 0;
  background: var(--very-light-gray);
}

.contact-header {
  text-align: center;
  margin-bottom: 56px;
}

.contact-header h1 {
  font-size: 42px;
  color: var(--dark-gray);
  margin-bottom: 12px;
}

.contact-header p {
  font-size: 18px;
  color: var(--text-light);
}

.contact-form-wrapper {
  max-width: 1200px;
  margin: 0 auto;
  background: var(--white);
  padding: 48px;
  border-radius: 12px;
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.08);
  display: grid;
  grid-template-columns: 300px 1fr;
  gap: 48px;
}

.contact-info-sidebar {
  background: linear-gradient(135deg, var(--primary-orange) 0%, var(--secondary-orange) 100%);
  padding: 40px 32px;
  border-radius: 12px;
  box-shadow: 0 8px 24px rgba(255, 140, 66, 0.25);
}

.contact-info-sidebar h3 {
  font-size: 28px;
  color: var(--white);
  margin-bottom: 32px;
  font-weight: 700;
}

.contact-info-item {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 32px;
  padding-bottom: 32px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.2);
}

.contact-info-item:last-child {
  margin-bottom: 0;
  padding-bottom: 0;
  border-bottom: none;
}

.contact-info-icon {
  width: 56px;
  height: 56px;
  background: rgba(255, 255, 255, 0.15);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--white);
  backdrop-filter: blur(10px);
  transition: all 0.3s ease;
}

.contact-info-item:hover .contact-info-icon {
  background: var(--white);
  color: var(--primary-orange);
  transform: scale(1.05);
}

.contact-info-details h4 {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 8px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.contact-info-details a {
  color: var(--white);
  text-decoration: none;
  font-weight: 600;
  font-size: 16px;
  transition: all 0.3s ease;
  display: inline-block;
}

.contact-info-details a:hover {
  transform: translateX(4px);
  opacity: 0.9;
}

.contact-info-details p {
  color: var(--white);
  font-size: 16px;
  line-height: 1.7;
  margin: 0;
  font-weight: 500;
  opacity: 0.95;
}

.contact-form {
  width: 100%;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-bottom: 24px;
}

.form-group {
  display: flex;
  flex-direction: column;
  margin-bottom: 24px;
}

.form-group label {
  font-weight: 600;
  color: var(--dark-gray);
  margin-bottom: 8px;
  font-size: 14px;
}

.required {
  color: var(--error);
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 12px 16px;
  border: 2px solid var(--border-color);
  border-radius: 6px;
  font-size: 15px;
  font-family: inherit;
  transition: all 0.3s ease;
  background: var(--white);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--primary-orange);
  box-shadow: 0 0 0 3px rgba(255, 140, 66, 0.1);
}

.form-group input.error,
.form-group select.error,
.form-group textarea.error {
  border-color: var(--error);
}

.error-message {
  color: var(--error);
  font-size: 13px;
  margin-top: 6px;
  display: none;
}

.error-message.show {
  display: block;
}

.checkbox-group {
  margin-bottom: 24px;
}

.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  cursor: pointer;
}

.checkbox-label input[type="checkbox"] {
  margin-top: 4px;
  width: 18px;
  height: 18px;
  cursor: pointer;
  accent-color: var(--primary-orange);
}

.checkbox-text {
  font-size: 14px;
  color: var(--text-light);
  line-height: 1.6;
}

.checkbox-text a {
  color: var(--primary-orange);
  text-decoration: none;
  font-weight: 600;
}

.checkbox-text a:hover {
  text-decoration: underline;
}

.form-privacy {
  margin-bottom: 32px;
  padding: 16px;
  background: var(--very-light-gray);
  border-radius: 6px;
}

.form-privacy p {
  font-size: 13px;
  color: var(--text-light);
  line-height: 1.6;
  margin: 0;
}

.form-privacy a {
  color: var(--primary-orange);
  text-decoration: none;
  font-weight: 600;
}

.form-privacy a:hover {
  text-decoration: underline;
}

.btn-submit {
  width: 100%;
  background: var(--primary-orange);
  color: var(--white);
  padding: 16px 32px;
  border-radius: 8px;
  border: none;
  font-weight: 600;
  font-size: 16px;
  cursor: pointer;
  transition: all 0.3s ease;
}

.btn-submit:hover {
  background: var(--dark-orange);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(255, 140, 66, 0.3);
}

.btn-submit:disabled {
  background: var(--light-gray);
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
}

.btn-submit.loading {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
}

.spinner {
  width: 18px;
  height: 18px;
  border: 3px solid rgba(255, 255, 255, 0.3);
  border-top-color: white;
  border-radius: 50%;
  animation: spin 0.8s linear infinite;
}

@keyframes spin {
  to {
    transform: rotate(360deg);
  }
}

.toast-container {
  position: fixed;
  top: 24px;
  right: 24px;
  z-index: 10000;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.toast {
  display: flex;
  align-items: center;
  gap: 12px;
  background: var(--white);
  padding: 16px 20px;
  border-radius: 12px;
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.15);
  min-width: 320px;
  max-width: 450px;
  transform: translateX(500px);
  opacity: 0;
  transition: all 0.3s cubic-bezier(0.68, -0.55, 0.265, 1.55);
}

.toast.show {
  transform: translateX(0);
  opacity: 1;
}

.toast-success {
  border-left: 4px solid var(--success);
}

.toast-error {
  border-left: 4px solid var(--error);
}

.toast-icon {
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  border-radius: 50%;
}

.toast-success .toast-icon {
  background: var(--success-light);
  color: var(--success);
}

.toast-error .toast-icon {
  background: var(--error-light);
  color: var(--error);
}

.toast-message {
  flex: 1;
  color: var(--text-dark);
  font-size: 15px;
  line-height: 1.5;
  font-weight: 500;
}

.toast-close {
  flex-shrink: 0;
  background: none;
  border: none;
  color: var(--medium-gray);
  cursor: pointer;
  padding: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 4px;
  transition: all 0.2s ease;
}

.toast-close:hover {
  background: var(--very-light-gray);
  color: var(--dark-gray);
}

@media (max-width: 768px) {
  .toast-container {
    top: 16px;
    right: 16px;
    left: 16px;
  }

  .toast {
    min-width: auto;
    max-width: none;
  }
}

.policy-content {
  padding: 80px 0;
  background: var(--very-light-gray);
}

.policy-wrapper {
  max-width: 900px;
  margin: 0 auto;
  background: var(--white);
  padding: 56px;
  border-radius: 12px;
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.06);
}

.policy-wrapper h1 {
  font-size: 38px;
  color: var(--dark-gray);
  margin-bottom: 24px;
}

.policy-wrapper h2 {
  font-size: 26px;
  color: var(--dark-gray);
  margin-top: 40px;
  margin-bottom: 16px;
}

.policy-wrapper h3 {
  font-size: 20px;
  color: var(--dark-gray);
  margin-top: 28px;
  margin-bottom: 12px;
}

.policy-wrapper p {
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: 16px;
}

.policy-wrapper a {
  color: var(--primary-orange);
  text-decoration: none;
  font-weight: 600;
}

.policy-wrapper a:hover {
  text-decoration: underline;
}

.footer {
  background: var(--dark-gray);
  color: var(--white);
  padding: 60px 0 24px;
}

.footer-content {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 40px;
}

.footer-column h4 {
  font-size: 18px;
  margin-bottom: 20px;
  color: var(--white);
}

.footer-column ul {
  list-style: none;
}

.footer-column li {
  margin-bottom: 12px;
}

.footer-column a {
  color: rgba(255, 255, 255, 0.8);
  text-decoration: none;
  transition: color 0.3s ease;
  font-size: 14px;
}

.footer-column a:hover {
  color: var(--primary-orange);
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
}

.footer-logo svg {
  width: 32px;
  height: 32px;
}

.footer-logo-text {
  font-size: 20px;
  font-weight: 700;
  color: var(--white);
}

.footer-info {
  font-size: 14px;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.8);
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 16px;
}

.footer-contact-icon {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  margin-top: 2px;
}

.footer-address {
  color: rgba(255, 255, 255, 0.8);
  font-size: 14px;
  line-height: 1.6;
}

.footer-hours {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.8);
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 32px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-bottom p {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.7);
  margin: 0;
}

.footer-legal {
  display: flex;
  gap: 24px;
}

.footer-legal a {
  color: rgba(255, 255, 255, 0.7);
  text-decoration: none;
  font-size: 14px;
  transition: color 0.3s ease;
}

.footer-legal a:hover {
  color: var(--primary-orange);
}

.fade-in {
  animation: fadeIn 0.8s ease-out;
}

@keyframes fadeIn {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.slide-up {
  animation: slideUp 0.8s ease-out 0.3s both;
}

@keyframes slideUp {
  from {
    opacity: 0;
    transform: translateY(40px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.fade-in-view {
  opacity: 0;
  transform: translateY(30px);
  transition: all 0.6s ease-out;
}

.fade-in-view.visible {
  opacity: 1;
  transform: translateY(0);
}

@media (max-width: 968px) {
  .nav-items {
    position: fixed;
    top: 73px;
    right: -100%;
    background: var(--white);
    width: 280px;
    height: calc(100vh - 73px);
    flex-direction: column;
    padding: 32px 24px;
    box-shadow: -4px 0 12px rgba(0, 0, 0, 0.1);
    transition: right 0.3s ease;
    align-items: flex-start;
    gap: 24px;
  }

  .nav-items.active {
    right: 0;
  }

  .nav-menu {
    flex-direction: column;
    align-items: flex-start;
    gap: 20px;
    width: 100%;
  }

  .btn-nav-cta {
    width: 100%;
    text-align: center;
  }

  .mobile-menu-toggle {
    display: flex;
  }

  .hero-title {
    font-size: 36px;
  }

  .hero-subtitle {
    font-size: 16px;
  }

  .hero-info-cards {
    grid-template-columns: 1fr;
  }

  .page-hero h1 {
    font-size: 36px;
  }

  .page-hero p {
    font-size: 16px;
  }

  .section-header h2 {
    font-size: 32px;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .stats-grid {
    grid-template-columns: 1fr;
  }

  .process-grid {
    grid-template-columns: 1fr;
  }

  .testimonials-grid {
    grid-template-columns: 1fr;
  }

  .benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .plans-grid {
    grid-template-columns: 1fr;
  }

  .plan-featured {
    transform: scale(1);
  }

  .coverage-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .faq-grid {
    grid-template-columns: 1fr;
  }

  .calculator-wrapper {
    grid-template-columns: 1fr;
    padding: 40px 32px;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .contact-form-wrapper {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .footer-content {
    grid-template-columns: 1fr 1fr;
    gap: 32px;
  }
}

@media (max-width: 640px) {
  .banner-content {
    flex-direction: column;
    gap: 8px;
  }

  .banner-item:nth-child(3) {
    font-size: 12px;
  }

  .hero {
    min-height: 500px;
    padding: 60px 0 40px;
  }

  .hero-title {
    font-size: 28px;
  }

  .hero-subtitle {
    font-size: 15px;
  }

  .page-hero {
    min-height: 350px;
  }

  .page-hero h1 {
    font-size: 28px;
  }

  .page-hero p {
    font-size: 15px;
  }

  .section-header h2 {
    font-size: 26px;
  }

  .section-header p {
    font-size: 16px;
  }

  .service-card,
  .testimonial-card,
  .faq-item {
    padding: 28px 20px;
  }

  .benefits-grid {
    grid-template-columns: 1fr;
  }

  .coverage-grid {
    grid-template-columns: 1fr;
  }

  .calculator-wrapper {
    padding: 32px 24px;
  }

  .contact-form-wrapper {
    padding: 32px 24px;
  }

  .policy-wrapper {
    padding: 40px 24px;
  }

  .footer-content {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 16px;
    text-align: center;
  }

  .cta-content h2 {
    font-size: 28px;
  }

  .cta-content p {
    font-size: 16px;
  }
}